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Swift, the society for worldwide interbank financial telecommunications, is a non-profit 1making bank-owned, cooperative society. it was set up in brussels in 1973 and now it has more than a thousand member banks in more than fifty countries including our country. vnesheconombank has been a member bank since 1987. swift is a service organisation which processes and transmits banking transactions electronically between member banks on all the five continents. electronic systems transfer large sums around the world quickly and effectively. in this way aternational banking is being established. but payment procedures in international trade still rely heavily on paper-based docu¬ments. and specialists say that one day all the data of invoices, shipping docu¬ments, various recepts and other documents will be provided in computer form in stead. no paper documents will be used any longer. all the information will be sent electronically. this will certainly lead to a lot of technical problems.