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ответ:

some people borrow money to pay for goods and services, some hope that they will win a lottery. personally, i want to make money honestly and then i’ll be able to save some money.  

i am neither rich nor very poor and have to be careful with my money.   if i were wealthy, i would regularly give a great deal of money for charity.   unfortunately, i cannot do that because i must be frugal.   i have a bank account but i use cash every day as a method of payment.   i do my shopping at discount stores.   such stores often do special offers. at such stores it is possible to find things, which are normally expensive, at cheap prices.  

however, i believe that a lot of people with high incomes don’t spend too much.   it’s mostly   those with low incomes who try to seem richer than they really are.

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