murarr

15.08.2022 01:45

Английский язык

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Lesson 8 banks and business
banks are different in different countries. let’s speak about the banks in the united states of america. there, commercial banks are classified into two main groups. first, there are national banks. they are charted are supervised by the federal government. secondly, there are state banks. they are charted and supervised by the state in which they are operated. all commercial banks can make loans to borrowers.

major commercial banks in such cities as tokyo, paris, rio cooperate with each other. in this way they finance imports and exports between countries.

an importer buys merchandise from another country using the currency of that country. for that purpose he buys this currency from the foreign exchange department of his bank. and in the same way if an exporter receives foreign money from sales to other countries, he sells this currency to his bank. by this method the currency of any country can usually be exchanged.



commercial bank коммерческий банк

national bank национальный банк

to charter учреждать, создавать

to supervise заведовать, контролировать

state bank государственный банк

merchandise товары

currency валюта, деньги

foreign exchange department отдел обмена валюты

to exchange currency обменивать валюту



comprehension questions.

1. what do all commercial banks do?

2. what kinds of commercial banks in the usa do you know? what are they called?

3. who supervises the operations of national banks?

4. what kind of currency does an importer generally use when he buys goods from another country?

5. what do you know about the “international exchange”?

6. what is the currency of this country called?

7. what is the exchange rate between your currency and the currency of the usa and germany? how can you find it out if you don’t know it?



vocabulary practice

choose the necessary word and put it in the sentence.

1. federal government … and … all national banks. | 1. merchandise 2. currency

2. international cooperation between banks makes it possible … imports and exports. | 3. commercial

3. it is possible to convert american dollars to swiss francs in … department. | 4. foreign exchange

4. the … of germany is the mark. | 5. to finance

5. all … banks make loans to borrowers. | 6. to supervise

6. if the importer buys … from another country he will pay for it in the currency of this country. | 7. to charter